Global Accounts
Turn your app into a global bank.
65+ countries. Card-enabled. Balances locally and globally spendable. Your brand. Your economics. One integration.
65+ countries. Card-enabled. Balances locally and globally spendable. Your brand. Your economics. One integration.
For financial apps
For messaging platforms
For on-demand platforms
For social platforms
For marketplaces
For creator platforms
0+
Countries supported
0M+
Visa merchants
0+
Banks and wallets
0
Capabilities, 1 integration
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Six capabilities. One integration. Your brand. Everything your customers need in a global dollar account. Live in weeks. They hold the keys. You own the economics.
01 Branded dollar accounts
Your users get a dollar account. You get the economics. Float, fees, and margin accrue to you, not a bank.
02 Stablecoin issuance
Issue your own branded stablecoin. Users see a dollar balance with your brand. You keep the economics, even after funds leave your platform.
03 Local and global off-ramps
USD everywhere. Local currency when they need it. 65+ countries via PIX, UPI, SEPA, FPS, and more.
04 Visa debit cards
Spendable anywhere. Instantly. Physical or virtual cards at 175M+ merchants. Every swipe is a revenue event for you.
05 Native Bitcoin
Spending and savings. Side by side. Users convert between USD and Bitcoin instantly. 500M+ people hold Bitcoin. A native savings layer is a massive differentiator.
06 Cross-chain interop
Open. Interoperable. Not a walled garden. Your platform becomes a hub, not a dead end.
Every account is a revenue engine. You own the brand, the customer relationship, and four revenue streams out of the box.
3 to 5xmore revenue per user
vs. traditional payment processing
vs. traditional payment processing
Reserve rewards2.6-3.0% annualized$1B in balances = $26M-30M/yr
Card interchange~0.20-1.0%revenue share on every swipe
FX margin100-200 bpson local currency conversions
Transaction feesPer txnP2P and merchant payments
YourYourcustomerscustomersgetgetaadollardollaraccount.account.YourYourbusinessbusinessgetsgetsaarevenuerevenueengine.engine.WhatWhatififAIAIagentsagentscouldcoulduseuseitittoo?too?
Every company is building AI agents. None of them can transact safely. Most agent payment products are an API with workflow logic. Useful, but replaceable. Global Accounts is different. The account itself is the operating environment.
The agent gets a pocket. Not the keys. Scoped authority over funding sources, rails, payees, and thresholds, plus a full audit trail and instant revocation. The wallet enforces the policy, not the agent.
A category difference. Not a feature difference.
Agents operate inside the accountNot calling in from outside through an API. Operating natively inside the wallet.
Bounded pockets with scoped authorityFunding sources, payees, rails, and limits are all defined per agent.
Wallet enforces policyAgents can't escalate privileges or exceed their scope
One control plane for everythingBalances, cards, payouts, and agent permissions use the same infrastructure.
Full audit trail and instant revocationEvery agent action is traceable. Authority can be revoked in real time.
Built on self-custodyNeither Lightspark nor the platform can move user funds
MoneyMoneynownowhashasaanativenativepermissionspermissionslayerlayerforforAIAIagents.agents.
Your customers get a dollar account. Your business gets a revenue engine. Your AI agents get a permissions layer. One integration. Your brand. Live in weeks.
