Move Money

Lightspark is bringing payments into today's world by enabling the open movement of money.

Rethinking Global Payments

Money doesn’t move the way it should

Global payment systems are hindered by outdated infrastructure that's inefficient, expensive, and restrictive. It's time that changes.

The need for seamless interoperability

People want to manage their money effortlessly — across traditional bank accounts, digital wallets, and crypto exchanges. Yet, traditional systems struggle to meet this demand for real-time, seamless money movement.

A payment system for the digital age

As we become more interconnected, we need advanced payment systems that match the speed and efficiency of the Internet. Lightspark enables secure, real-time, and reliable transactions at the pace of the digital world.

Make Money Flow

Lightspark is building an open payments standard so that money can move as it should today. Our services and tools help expand the infrastructure needed for the easiest, most reliable way to send and receive payments. By offering enterprise-grade solutions, we provide our partners with products that enable them to improve the financial system for their customers - and everyone.

Simplified addressing
Human-readable addresses for a simple, accessible user experience.
Real-time cross-border payments
UMA enables wallets, exchanges, and financial institutions to convert fiat currencies and other assets into bitcoin to another endpoint on the network.
Compliance-ready
Leverage native compliance tools for Know Your Customer, and anti-money laundering transaction monitoring to meet your compliance obligations.
Compatible with traditional banking rails
Lightspark integrates smoothly with legacy banking systems, helping businesses transition from old infrastructure to cutting-edge, real-time payments without disruption. Our solutions work with traditional financial rails to support your existing workflows.
Meet your regulatory obligations
Send money directly to a US bank account with Lightspark Extend. Get all the benefits of an open payment system, without having to touch crypto.
On / Off Ramps
Instantly withdraw or deposit bank funds using domestic real-time payment systems like SEPA, UPI, SPEI, PIX, and FEDNOW.

Our Solutions

Universal Money Address

A simplified payment solution that redefines global payments.

Give your users a simplified solution for sending and receiving money globally at low cost, in any currency, and at any time, with a Universal Money Address.

Universal Money Address (UMA) is a groundbreaking solution that redefines global payments for businesses and their users. Designed as an interoperable standard across apps, currencies, and countries, UMA opens today's closed financial infrastructure.

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Lightspark Extend

Real-Time cross-border payment solutions compatible with traditional banking systems.

Users can enjoy a fully-fiat, real-time, and low-cost payments experience when sending funds to US recipients in their Real-Time-Payment (RTP) enabled bank accounts.

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